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Metro-Atlanta Bankruptcy & Real Estate Lawyers: An Interview with Almand & Cohen, LLC

By Kristen Bosse

Please describe the various real estate services you offer.

We are a full service real estate closing firm. Almand & Cohen, LLC can assist you with all types of residential and commercial closings.

As an experienced lawyer, what type of cases do you specialize in?

Our firm has a wide range of experience but our main practices are real estate, bankruptcy, probate, general litigation and personal injury.

What are some things the home buyer and seller should keep in mind during the closing process?

The closing process has many steps involved but is all worth it in the end.

What advice would you give to homeowners to make sure they are represented fairly throughout the home purchasing/selling process?

Buying a home is the largest investment that most people make so having a Realtor and Lender that you know and trust is key.

What are the benefits of utilizing a lawyer during the buying/selling of a home? Do you really think it is truly necessary to hire a real estate lawyer?

In Georgia, a licensed attorney must be present during a real estate closing transaction. The lawyer is tasked with ensuring that the seller has marketable title through an extensive title exam performed at the county records and that all existing liens or defects of title are cleared at closing. This ensures that the buyer and their lender can enter into their loan agreement and that the appropriate documents can be recorded in the county records. The attorney represents the lender during the transaction and some buyers choose to bring their own attorney to closing; however, this is very rare in Georgia. Licensed attorneys have an ethical obligation to ensure that the transaction closes pursuant to Georgia law and thus the need for a buyer to bring their own attorney to closing is minimal. If the buyer is not entering into a loan agreement then the buyer and seller can negotiate who the attorney actually represents. The attorney also acts as an agent for a title insurance company and issues both the lender and new owner insurance policies which protect them from title defects. This is a one-time cost but will protect the buyer for their lifetime.

It is not recommended that a buyer and seller enter into a contract and attempt to close a real estate transaction without an attorney. The buyer would be putting themselves at great risk if a proper title exam was not performed and title insurance was not purchased.

What's the best way for people to get in contact with you?

Almand & Cohen, LLC can be reached at 678 384-1113 or you can view our website,

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Kristen has written impressive content including press releases and feature stories...

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